Securitas security USA

Save time and cost!

Every bank follows a process of credit appraisal before lending to the borrower. The potential borrower has to go through this process when he applies for the loan. Each bank has different criteria to ensure the credit worthiness of the borrower. The credit worthiness checks the loan applicant’s repayment capacity which means whether the borrower is capable of repaying the loan and dues in time.

Verification Checks:

  • Incomes status of the applicant and co-applicant
  • CIBIL score
  • Financial defaulter database
  • Age of applicants
  • Qualifications
  • Family details
  • Profession experience
  • Employer/business
  • Security of tenure
  • Tax history
  • Asset details and financing patterns
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